Texas Life Insurance Company ("Texas Life") is dedicated to helping protect you and those you love. Part of that protection includes treating the personal information we have about you as confidential. Our information practices for this website are described below.
Your Personal Information:
When you come to the Texas Life website, we may log your current Internet address (this is usually a temporary address assigned by your Internet service provider when you log in), and the type of operating system and browser software you are using. In addition, we may keep track of what portions of the website you are visiting. We aggregate this information to help us create a better experience for users of our website. For example: we may upgrade those parts of the website that are heavily visited or optimize the website to work more efficiently with certain operating systems. This is all done without our knowing your name or other personal identifying information. When you visit a Texas Life website you are anonymous, unless you chose to identify yourself to us.
You are not required to provide us with personal information to use our website, unless expressly stated. For example, certain features may require you to submit some personal information in order for those features to function as designed. Such information might include name, address, E-mail address, and phone number. Sections of our websites may require you to provide identifying information and use individual passwords in order to access personal information.
If you do choose to provide us with personal information, you can be assured that such information is kept in secured databases. Texas Life treats this information as confidential. However, we may disclose this information to third parties when we believe it is necessary in order for us to conduct our business, or where such disclosure is required by law. For example, we may disclose information to others to enable them to perform business services for us relating to the products and services we offer, or who help us to evaluate requests for insurance or benefits.
We do not make disclosures of personal information to other companies who intend to sell their products or services to you. For example, we will not sell your name or E-mail address to a catalog company.
Cookies:
A cookie is a small piece of information that a website sends to your computer and stores in a file on your hard drive. The next time you visit our website, we may use the information stored in your cookie file to facilitate your use of our website. For example, we may use your cookie file to store a password so that you do not have to input it every time you move to a different section of a password protected portion of our website. A cookie does not tell us your individual identity unless you have chosen to provide it to us. Most cookies expire after a defined period of time, or you can delete your cookie file at any time you choose. In addition, you can set your browser to notify you when you receive a cookie so that you can decide whether to accept or reject it.
Privacy and E-Mail:
Texas Life uses no encryption (data scrambling) on portions of our website that do not contain personal information, and up to 128-bit encryption on portions that contain personal information. When you are on any website that asks you for confidential information (your social security number or a bank or credit card account number, for example), you should check to see if the information being transmitted is encrypted in order to increase the security of your information. The address should begin with https:. If you need to send confidential information and are concerned about the security of a website, then you should consider sending it by registered or certified mail or by an overnight or priority service instead.
Minors:
At the Texas Life website we make no active effort to collect personal information from children under the age of 18. We believe that children who do wish to submit information to Texas Life should have permission from their parent or legal guardian.
Additional Rights:
Applicable laws may give you additional rights that are not described in this online privacy policy.